I don't have enough money and I can't buy a new car. Мой ответ
I have more time and I go swimming.
Мой ответ
I don't have a horse and I can't go horse-riding."
​

If I had enough money I would buy a new car.

If I had more time I would go swimming

If I had a horde I could go horse-riding.

2nd conditional:

If + verb in Past Simple + would/could + infinitive